Wealth & Investment
Management Platform
Wealth Management · Fintech · Multi-Currency · Europe · Regulated Environment
The Challenge
A European wealth management group needed a digital investment platform targeted at millennial investors — one that could support multiple fund types, automate investment strategies based on user profiles, and handle multi-currency portfolio management within a single application. The platform also needed to connect to core banking infrastructure, card settlement systems, and a middleware layer already in operation across the group's banking network — without rebuilding any of the underlying financial infrastructure.
What Was Built
An automated savings and investment application allowing users to monitor, invest, and withdraw across multiple fund types — with support for one-time and regular automated investment strategies. The platform included user persona profiling, portfolio balancing, trade execution and order management, multi-currency wallet functionality, and a family investment planning module. A web-based dashboard gave the client's operations team visibility across AUM, user investments, and fund performance. The application connected to core banking infrastructure via an existing middleware layer, with Mastercard settlement and card management handled through the same integrated ecosystem — built on our enterprise application modernization and core banking integration practice.
Parameter-Based Portfolio Intelligence
Premium users define their financial parameters — monthly inflow, expected returns, and target ROI — and the AI layer monitors the entire product family against those inputs. As fund performances shift, the system identifies products most closely aligned to each user's stated goals and surfaces portfolio rejig suggestions at user-defined review intervals — monthly, quarterly, or custom. Reviews are available exclusively to premium users, making AI a tangible differentiator within the platform's subscription tiers.
Outcomes
Automated Investment Strategies
User persona-driven portfolio automation replacing manual fund selection and rebalancing.
Multi-Currency Portfolio
USD, GBP, and EUR portfolio management within a single unified investment application.
Fully Integrated Ecosystem
Connected to core banking, card settlement, and middleware infrastructure without rebuilding underlying systems.
Technology
Key platforms, tools, and integrations used in this engagement.